Is Your Teen Ready?

A Production of the Ultimate Homeschool Podcast Network.

Is Your Teen Ready | Charla & Matt welcome listeners back to another episode of "It's Not About Money - The Money Podcast for Intentional Parents," discussing the challenges and joys of parenting teenagers and preparing them for financial independence | #It'sNotAboutMoney #homeschooling #TipsHomeschooling #money #BeyondChores #Kid’sAllowance #AloneNotLonelyNurturingCreativitybyEmbracingBoredom #AloneNotLonely #EmpoweringTeens28EssentialLifeSkillstoStartNow #EmpoweringTeens #28EssentialLifeSkillstoStartNow #LifeSkillstoStart #Episode16 #FinancialReads #IsYourTeenReadyForAdulting #YourTeenReadyIs Your Teen Ready?

Introduction:

Charla & Matt welcome listeners back to another episode of “It’s Not About Money – The Money Podcast for Intentional Parents,” discussing the challenges and joys of parenting teenagers and preparing them for financial independence.

Opening Banter:

Charla & Matt discuss their current podcasting setup and the absence of their kids, who are growing up and starting to face the realities of adulthood. They reflect on the transition to becoming empty nesters and share humorous anecdotes about their children’s perspectives on family dynamics and finances.

Setting the Scene:

They set the stage for discussing important financial questions to gauge teens’ understanding of money management and adult responsibilities. They emphasize the need for parents to approach these conversations carefully, considering each teenager’s unique personality and level of awareness.

Teenagers as “Tigers”:

Charla uses a metaphor comparing teenagers to tigers (something Matt takes issue with!), highlighting the importance of approaching them with caution and sensitivity when discussing financial topics. She shares insights from her experience as a teacher, noting that open-ended questions can encourage dialogue without making teens feel pressured or judged.

Reality Check for Teens:

They delve into specific questions that can help gauge teens’ financial awareness, such as the cost of a cell phone plan or monthly savings contributions. They emphasize the gap between teens’ perceptions of financial independence and the realities of adulting, stressing the importance of practical experiences and financial education.

Lessons from Personal Finance Classes:

Charla shares experiences from her personal finance class, where students simulate adult scenarios to understand the complexities of budgeting, expenses, and financial decision-making. She highlights the value of such courses in preparing teens for the responsibilities of adulthood.

Empowering Teens Through Education:

Charla & Matt discuss the role of financial education in empowering teens to make informed decisions about money. They mention resources like “Beyond Personal Finance,” a comprehensive course designed to teach teenagers the fundamentals of financial literacy and long-term planning.

Promoting Dialogue and Understanding:

The hosts encourage parents to engage in ongoing conversations with their teens about money, using tools like the provided questions as a starting point. They stress the importance of creating a supportive environment where teens can learn and grow without feeling overwhelmed or judged.

Closing Remarks:

Charla & Matt wrap up the episode by thanking listeners for tuning in and reaffirming their commitment to helping parents navigate the challenges of raising financially literate and responsible teenagers.

4 Things a Debit Card Can Teach

A Production of the Ultimate Homeschool Podcast Network.

4 Things a Debit Card Can Teach | Charla & Matt warmly welcome listeners to another insightful episode of "The It's Not About Money Podcast." Today's episode is special as they are joined by their daughter Kate.  A 17 year old junior who brings a unique perspective on financial independence for teens | #It'sNotAboutMoney #homeschooling #TipsHomeschooling #money #BeyondChores #Kid’sAllowance #AloneNotLonelyNurturingCreativitybyEmbracingBoredom #AloneNotLonely #EmpoweringTeens28EssentialLifeSkillstoStartNow #EmpoweringTeens #28EssentialLifeSkillstoStartNow #LifeSkillstoStart #Episode15 #FinancialReads #4ThingsaDebitCardCanTeach #4Things #DebitCardCanTeach4 Things a Debit Card Can Teach

Introduction:

Charla & Matt warmly welcome listeners to another insightful episode of “The It’s Not About Money Podcast.” Today’s episode is special as they are joined by their daughter Kate.  A 17 year old junior who brings a unique perspective on financial independence for teens.

Opening Banter:

Charla and Kate share a light-hearted banter about their roles in the family and how Kate has grown up learning financial responsibility under Charla’s guidance. Kate reflects on her journey from receiving her first debit card to becoming proficient in managing her finances.

Parenting Philosophy and Financial Tools:

Charla & Matt discuss their parenting philosophy, emphasizing that money is a tool that requires hands-on experience to master. Charla compares money practice to learning to play the piano, highlighting the importance of practical experience rather than theoretical knowledge alone.

Kate’s Experience with Debit Cards:

Kate shares her experiences with using a debit card, including moments of discomfort and learning. She talks about managing her monthly expenses, budgeting for personal and family needs, and the importance of financial independence in relationships.

Lessons Learned and Challenges Faced:

Kate recounts a humorous incident at a restaurant where she misunderstood the tipping process, leading to a funny yet insightful lesson about financial transactions. Charla and Kate discuss the value of making mistakes and learning from them in the journey towards financial literacy.

Teaching Moments and Real-Life Scenarios:

Charla emphasizes the importance of allowing teens to experience real-life financial challenges, such as a declined card or budgeting for different expenses. These experiences, although challenging, are crucial for building resilience and practical money management skills.

Recommendations and Wrap-up:

Charla & Matt recommend using practical financial tools like debit cards from reputable banks, sharing their positive experiences with Bank of America’s mobile app. Charla teases upcoming episodes and encourages listeners to subscribe for more valuable insights on parenting and financial wellness.

Conclusion:

With laughter and valuable lessons shared, Charla, Matt and Kate wrap up the episode, thanking listeners for joining them on this journey of financial empowerment.

Table Talk

A Production of the Ultimate Homeschool Podcast Network.

Table Talk | Questions to get your child thinking about the future. Charla and her husband, Matt, warmly welcome listeners back to “The It’s Not About Money Podcast,” a show designed for intentional parents | #It'sNotAboutMoney #homeschooling #TipsHomeschooling #money #BeyondChores #Kid’sAllowance #AloneNotLonelyNurturingCreativitybyEmbracingBoredom #AloneNotLonely #EmpoweringTeens28EssentialLifeSkillstoStartNow #EmpoweringTeens #28EssentialLifeSkillstoStartNow #LifeSkillstoStart #Episode14 #FinancialReads #TableTalkQuestionstogetyourchildthinkingaboutthefuture #TableTalk #Questionstogetyourchildthinkingaboutthefuture #thinkingaboutthefutureTable Talk- Questions to get your child thinking about the future

Introduction:

Charla and her husband, Matt, warmly welcome listeners back to “The It’s Not About Money Podcast,” a show designed for intentional parents. They share light banter about the podcast’s name and introduce their canine companion, Rudy, who occasionally snores during recordings, adding a touch of homey charm to the episodes.

Table Talk:

Matt & Charla introduce the concept of “Table Talk,” which is inspired by question cards they used in the past at their family’s dining table. These cards were designed to spark meaningful conversations among family members, touching on topics ranging from personal aspirations to self-reflection.

Question Examples:

They discuss specific questions like “What features do you want to have in your car?”,  “If you were given $1,000 how would you spend it?” and “What do you think the best part of being an adult is?” These questions are meant to encourage introspection and allow children to express their thoughts and dreams openly.

Discussion and Personal Stories:

Matt & Charla delve into the significance of these questions in understanding their children’s perspectives and future aspirations. Charla shares a personal anecdote about an encounter she had with the neighbor and how she fears she might have crushed his dreams!

Advice for Parents:

Throughout the episode, Matt & Charla emphasize the importance of listening to children’s dreams without judgment, fostering open communication, and using storytelling as a tool for connection and understanding within the family unit. They encourage parents to engage in meaningful conversations with their children about financial literacy and future goals.

Future Vision and Teasers:

As the episode concludes, Charla mentions upcoming topics and guests on the podcast, teasing future episodes focused on financial education and family dynamics. She invites listeners to subscribe to their blog for more insightful content related to parenting and financial wellness.

Conclusion and Closing Remarks:

The hosts wrap up the episode by thanking listeners for tuning in and urge them to continue being attentive and supportive parents. With a blend of humor and heartfelt advice, they sign off, leaving a positive and encouraging message for their audience.

10 Books To Up Your Financial Game

A Production of the Ultimate Homeschool Podcast Network.

Financial Reads: 10 Books To Up Your Financial Game | Welcome to another engaging episode of "It's Not About Money," broadcasting live from the BPF Podcast Headquarters. Join your hosts, Matt and Charla, along with our beloved studio pet guest star Rudy, as we delve into the intricacies of financial literacy and parenting | #It'sNotAboutMoney #homeschooling #TipsHomeschooling #money #BeyondChores #Kid’sAllowance #AloneNotLonelyNurturingCreativitybyEmbracingBoredom #AloneNotLonely #EmpoweringTeens28EssentialLifeSkillstoStartNow #EmpoweringTeens #28EssentialLifeSkillstoStartNow #LifeSkillstoStart #BeforePersonalFinance #Episode13 #FinancialReads10BooksToUpYourFinancialGame #FinancialReads #10BooksToUpYourFinancialGame #UpYourFinancialGameFinancial Reads: 10 Books To Up Your Financial Game

Introduction:

Welcome to another engaging episode of “It’s Not About Money,” broadcasting live from the BPF Podcast Headquarters. Join your hosts, Matt and Charla, along with our beloved studio pet guest star Rudy, as we delve into the intricacies of financial literacy and parenting.

Setting the Scene:

As the episode kicks off, we find ourselves in the vibrant atmosphere of the podcast headquarters, with Charla and Matt leading the discussion. Amidst the casual banter and playful interactions, the stage is set for a captivating conversation on financial education.

Navigating Financial Literacy Month:

The hosts acknowledge the significance of Financial Literacy Month, reflecting on the interconnectedness of financial education and tax season. With Matt being an accountant, the month holds particular significance, alleviating stress and highlighting the importance of financial expertise.

Dispelling Dangerous Mindsets:

The conversation shifts to the prevalent misconception among some individuals that they can rely on others, such as future spouses or parents, to manage their finances. Matt passionately addresses the dangers of such thinking, drawing from personal anecdotes and experiences from teaching financial literacy classes.

Empowering Through Education:

Charla shares her journey of financial discovery, shaped by personal experiences and a lack of financial guidance during her upbringing. She emphasizes the importance of proactive financial education, both for teenagers and adults, highlighting resources and books that have been instrumental in her own journey.

Teen-Focused Resources:

The hosts introduce two books by Sean Covey, aimed at teenagers: “The 7 Habits of Highly Effective Teens” and “The 6 Most Important Decisions You’ll Ever Make.” These resources offer practical advice and insights to help young adults navigate critical decisions and develop essential life skills.

Parenting Challenges and Goals:

Matt and Charla conclude the episode by encouraging listeners to explore resources for both themselves and their teenagers, fostering a culture of continuous learning and empowerment. They challenge parents to strive for greatness in their parenting journey, armed with knowledge and proactive engagement.

Conclusion:

As the episode draws to a close, listeners are invited to visit the podcast website for additional resources and to engage with the hosts. With a blend of humor, personal anecdotes, and practical advice, “It’s Not About Money” continues to inspire and educate its audience on the journey to financial empowerment and responsible parenting.

INAM: 5 Money Lessons For Your Teen

A Production of the Ultimate Homeschool Podcast Network.

The Big 5- Money Lessons Your Teen Needs Before They Leave Home | Welcome back to another enlightening episode of the "It's Not About Money" podcast, where we dive deep into the realm of financial education | #It'sNotAboutMoney #homeschooling #TipsHomeschooling #money #BeyondChores #Kid’sAllowance #AloneNotLonelyNurturingCreativitybyEmbracingBoredom #AloneNotLonely #EmpoweringTeens28EssentialLifeSkillstoStartNow #EmpoweringTeens #28EssentialLifeSkillstoStartNow #LifeSkillstoStart #BeforePersonalFinance #Episode12 #TheBig5-MoneyLessonsYourTeenNeedsBeforeTheyLeaveHome #TheBig5-MoneyLessons #MoneyLessonsYourTeenNeedsBeforeTheyLeaveHomeThe Big 5- Money Lessons Your Teen Needs Before They Leave Home

Introduction:

Welcome back to another enlightening episode of the “It’s Not About Money” podcast, where we dive deep into the realm of financial education. Joining us today are your hosts, Matt and Charla, as we embark on a journey to empower parents in raising responsible and financially savvy young adults.

In this episode, we delve into the intricacies of money management and the broader implications it has on shaping individuals’ character and values. Despite the title, “It’s Not About Money,” our discussions often revolve around the profound impact of financial literacy on personal development.

The Importance of Financial Education:

We emphasize the significance of instilling financial education in children from an early age. Money management skills transcend mere financial transactions; they reflect core values such as discipline, responsibility, and foresight. By equipping our children with these skills, we prepare them for the challenges of adulthood and empower them to make informed decisions.

Setting the Scene:

Through compelling anecdotes, we paint a vivid picture of the challenges young adults face when navigating the complexities of finances without adequate preparation. Whether entering the workforce or embarking on a college journey, the lack of financial literacy can lead to detrimental consequences, such as overspending and debt accumulation.

The Big 5 Money Lessons:

We introduce the “Big 5 Money Lessons,” a comprehensive framework encompassing essential financial principles that every teenager should grasp before leaving the nest. These lessons serve as a roadmap for parents to impart invaluable knowledge and skills to their children, ensuring they embark on their independent journeys equipped for success.

Empowering Kids through Hands-On Experience:

We stress the importance of hands-on learning and experiential education in fostering financial literacy. By entrusting children with financial responsibilities and encouraging them to navigate real-world scenarios, parents empower them to learn from both successes and failures, thereby building resilience and confidence in managing their finances.

Conclusion:

As we conclude this insightful episode, we encourage our listeners to explore additional resources available on our blog and to subscribe for regular updates on upcoming episodes. Together, let us embark on this journey of financial empowerment, shaping a brighter future for the next generation.

 

(Note: Show notes have been expanded to provide a comprehensive overview of the episode’s key points, fostering a deeper understanding of the discussed topics.)

INAM: Beginners Guide to the Future

A Production of the Ultimate Homeschool Podcast Network.

The Beginners Guide to the Future | In this episode of "It’s Not About Money," Matt and Charla McKinley mark another first for the podcast with the appearance of their son Jack. Jack is on hand to discuss his collaboration with Charla on the new elementary-age curriculum recently launched by Beyond Personal Finance | #It'sNotAboutMoney #homeschooling #TipsHomeschooling #money #BeyondChores #Kid’sAllowance #AloneNotLonelyNurturingCreativitybyEmbracingBoredom #AloneNotLonely #EmpoweringTeens28EssentialLifeSkillstoStartNow #EmpoweringTeens #28EssentialLifeSkillstoStartNow #LifeSkillstoStart #BeforePersonalFinance #TheBeginnersGuidetotheFuture #Episode11#GuidetotheFuture #BeginnersGuidetotheFutureThe Beginners Guide to the Future – Episode 11

Summary (Full Transcript below the links)

In this episode of “It’s Not About Money,” Matt and Charla McKinley mark another first for the podcast with the appearance of their son Jack. Jack is on hand to discuss his collaboration with Charla on the new elementary-age curriculum recently launched by Beyond Personal Finance.

Segments

Introduction to the Book:

Charla introduces her latest project, “Before Personal Finance,” a book designed for 8—to 12-year-olds. The book aims to simplify personal finance concepts, allowing younger kids to design their lives from ages 13 to 22. Ten lessons cover basic financial topics, incorporating a shop element and plot twists to engage young readers.

The Inspiration:

Jack shares a memorable story from his childhood about a questionable purchase – a crystal dragon during a family vacation.  Despite its impracticality, the crystal dragon serves as a symbolic reminder of a specific season in Jack’s life.  Matt and Charla discuss the lessons learned from Jack’s spending habits and the importance of allowing kids to make choices.

Listen to the Full Episode:

Link to Full Episode

To learn more about the new curriculum specifically designed for 8-12 year olds:

https://beyondpersonalfinance.com/shop/ols/products/b4pf

For more, go to our podcast website:

https://itsnotaboutmoneypodcast.com

To subscribe to our weekly content email:

https://classes.beyondpersonalfinance.com/inam-subscribe

Thanks for tuning in! For more parenting insights and to stay connected, visit the Ultimate Homeschool Podcast Network.

Full Show Transcript

Matt: Hi, and welcome to It’s Not About Money, the Money podcast for intentional parents, a production of the Ultimate Home School Podcast network. My name is Matt, and I’m here with my adoring wife, Charla McKinley, the artisan of Adulting. Today is another first, another first. And it’s not about money podcast history.

Charla: That is correct. Jack is here in the flesh.

Matt: Not just. Jack the Jack. Jack. Our son. Jack McKinley. He’s here with us, Jack.

Jack: Yes, hi. I’m reporting live from the lovely and ever-so-spacious personal finance studio.

Charla: You know what, Jack? We’ll say you’re supposed to have a small space for the sound production quality.

Matt: Oh, this is gonna sound amazing. Jack, besides making fun of our studio here at the Beyond Personal Finance Head global headquarters. Tell us, like, why we invited you to this prestigious opportunity you’re here.

Charla: OK. Yeah, he’s our baby.

Matt: Talk about right. That’s not why.

Jack: Ohh, right. Well beyond that. I’ve had a bit of an extended winter break. College, and my mom gave me a choice. Option One was returned to the Water Damage Restoration Company to earn some money.

Charla: Yes, your gap, your your dapper gig.

Jack: Yeah, they know about that. Ohh gosh. Yeah. Well, there’s there’s some lessons.

Matt: They do. That was like episode three, bro. We’re selling all your cigarettes.

Jack: There are some lessons there.

Charla: Sure, sure. So return to your gap year gig or?

Jack: Option one. Option two was to help her. Watch her new product idea.

Charla: That’s right. You see, in our family, if you have an extended break, I will put you to work.

Matt: Guaranteed. We’re gonna put you to work. We’re gonna “Couch” has never been a long-term success in any family, and certainly not in the.

Charla: That’s right. We are not big, big, lingers on the couch. So I feel like it’s unrealistic to sponsor our kids while they camp out on the couch. I all.

Matt: Intended family.

Charla: Tab, our kids have time and energy to make a contribution, so that is what I require them to do. I feel like we, as parents, always complain about the amount of energy our kids have, but then we don’t seem to channel that energy appropriately. So Jack?

Jack: Yes. So, between those two options, I chose to stay warm and inside. Very. It is wet, cold, and knocking out tile flooring, yes, and I write the book for my mom’s.

Matt: Company. Maybe it’s a good idea. Too early to tell. Let’s tell us about the book. The project. What do you hope to accomplish?

Jack: Right. Yeah, yeah, of course. So, as you know, beyond personal finance, teens design their future from the age of 20. 3 to 42. It is so much with the plot twists, wheels, and choices that often younger siblings wanted the class to. But because this is a personal finance class for teenagers, it is a little bit over their heads, right? With topics like payroll taxes and compound interest.

Charla: Yeah, it’s just a bit much.

Matt: So compound interest is just powerful.

Jack: It is. It is powerful stuff, for sure.

Charla: This, but it’s a little bit. It’s a little deep waters for our tweens out there.

Jack: Yes, of course. So my mom and I wrote a book together that would be a companion, maybe, like a little sibling, a brother or sister to her.

Charla: That’s right. Oh, that’s cute.

Jack: Yes, to her main curriculum that was designed, or this was designed for 8—to 12-year-olds instead. It is called Before Personal. That’s correct. Ohh.

Matt: It’s tricky. Kind of. Before personal finance and then beyond kind of an alliteration thing on there still to be. Ohh.

Charla: That’s right. That’s right. So we took everything that our teenagers love beyond personal finance and instead went before personal finance. Now we have them design their lives from age 13 to 22. So it’s 10 lessons. With just introductory personal finance topics, we don’t go as deep naturally, but each lesson ends with them. Just like in Beyond Personal Finance, each lesson ends with them making a choice for their future self, their avatar. They’re going to earn some money like babysitting. Lawn mowing, and then, as they age, they have to go up in job choices that they can.

Jack: Lawn mowing, yeah.

Matt: Work in restoration.

Jack: Oh yeah, that’s the restoration. The other thing is that Restore Pro is just hiring.

Charla: So actually, there is a trade option because we take them from age 13 to 22. So, those who want to forego college can enter the trades right in this class here. Now, of course, you’re age 8 to 12-year-olds, and they’re just sort of making that choice, but they will get paid a trade salary. And we, but we, of course, have them put the majority of that away because, you know, it’s a little bit. We’re going to wait till they grow up a little bit more to give them the full range of adult choices because at age 13 to 22, they simply are going to write down. They’re going to have a watered-down budget with what they’ve earned. We give them a shop. Every single lesson has the shop designed to tempt them into buying and spending that money. Then, we give them the opportunity to give some of that money away and then the opportunity to save. So it’s. Kind of. It is a really watered-down but simple version that is powerful so they can see just exactly what they’re shopping for and how and what impact comes into their salary.

Jack: 100%. Yeah. Yeah. And there’s also a plot twist.

Charla: Wheel, everybody’s favorite.

Matt: Yes, very nice. So everyone loves the plot. Yes, so.

Charla: Friend, that’s correct. Correct. From beyond personal finance, of course, we can’t leave out our plot twist wheel.

Jack: Right. They spend each lesson to see what you know. Financial surprise. They had to deal with in that lesson.

Matt: Like what kind of like, give me an idea of the advance of the prize that one of.

Jack: Yes. Yeah, right, 100% I’ll give you. I’ll give you a good and a bad one. And just like in the main class, I kind of wanted to keep things true to real life, our lives. And so the good one is, hey, you capitalize on a snowstorm.

Matt: These students might learn from this life.

Jack: And shovel driveways in your neighborhood. That’s right. To have them get, like, $150.00 for that, which is about what? What I have made previously, you know, maybe like 5 driveways at $3 per doable. Super doable. And then the bad one.

Charla: That’s right.

Jack: And here’s a classic from my life. Yeah, incoming. So they give you a retainer, a little plastic retainer, to keep your top teeth in shape. Yeah, they’re already laughing. Naturally, though, it’s removable. And so every time you eat, you have to take it out. And so on.

Matt: Jack McKinley classic.

Jack: In preparation for that, I took it out, and because I was not carrying around the stupid case, I put it in my back pocket.

Matt: Yeah, it’s the perfect place. Nothing can.

Jack: Oh, so so perfect, right?

Charla: Go wrong here, Jack.

Jack: And then when it comes time to actually eat the. Meal. You know, I sit down as one customarily customarily does. And yeah, there was an audible crunch. Yes. You sit on your retainer and have to pay for a replacement one because it’s either so important I forget how much that cost.

Matt: It’s still like a crunch moment cause.

Charla: So the plot twist is. That’s right. That’s right.

Jack: But too much.

Matt: Too much for high schoolers? Doesn’t have a real job.

Charla: It looks good. So, for the 8- to 12-year-olds, they’re getting some cash, and they’re earning some cash. They’re spinning this wheel, they are shopping in the shop, and they’re really just. Seeing just exactly how life kind of flows in a simple and fun way to teach a very powerful lesson. So I also wanted to speak about the lesson, Jack, we’ve been working on your money. Habits for your. Your whole life, I wanted to just see what of all the stuff you have wasted your money on. What do you remember the most? Oh, no, no, no. This is Shaq. This is.

Matt: Let me answer.

Charla: Yeah.

Matt: If there’s only one answer.

Jack: Well, I’ll have my answer, and then we can verify if this is. We’re thinking the same thing, the Crystal Dragon.

Matt: They’re still dragons. Yes. I begged you not to buy them.

Charla: Ohh, Jack. You wanted that so bad.

Matt: I beg you not to find the crystal Dragons.

Jack: Gosh, OK. We need to hear the story.

Charla: I need to hear it briefly.

Jack: OK, yes. So essentially, for major vacations growing up, I would often get a vacation spending budget.

Matt: That’s a hack.

Jack: Right, it’s actually a great hack. Agreed. So we’re going to Disney, and in Disney, there’s a park called Epcot, which, you know, has a conglomerate of all these little mini-worlds. One of them is Mexico. And while we’re in Mexico, there is this glass blower making this really incredibly awesome stuff. And I saw.

Charla: It’s a great hack.

Jack: On this wall, this crystal Dragon is so. Right. And I was, I was like, 12 years old. It’s a crystal. It’s a dragon. These are my two favorite things. And it’s also expensive. Really. Just like my travel budget, maybe I even had to pitch in more. And as I was deciding to buy this thing, I was just, you know, I hit up and down hearing from both parental units that this is not the right purchase that I would.

Matt: But letting you do it.

Jack: Right, right, right that, that. I.

Charla: Letting you do it.

Jack: I would simply never use it, and I was. I was as strong-willed then as I am now. And yeah, I decided to buy this dragon. And it is it, actually. You know, we still have it.

Matt: Well, tell the rest of this.

Jack: Right. But it has spent the last, I don’t know, 12 years in our China cabinet, and at one point, it fell down and broke its wing. And I think it horn too, but.

Matt:  Broke.

Charla: Jack never messed with that dragon. It was. It was a complete waste, and I keep it to this day, and I will always have it. And I.

Matt: We cherish the crystal dragon.

Charla: And I love to give stuff away. My house is not filled with clutter, but that Crystal Dragon, while it may look cluttered because it is in pieces now, is just a really good reminder of that moment that season in Jack’s life. So anyway, it was a great story, and I just.

Matt: It feels like a classic story. We should go deeper into it at another time because this time, we are out of time. So, Jack, I’m gonna cut you guys off. Jack, thank you for coming. It’s been awesome singing for the holidays. We love you so much. We know you’re gonna have a big.

Charla: That’s true. That is true.

Matt: We hope that you will come back and join us in the future.

Jack: Yes, that’s true. Yeah, that’s that. I plan to be back in the summer after my internship.

Charla: Alright. Thanks, everybody, for joining us, and we will see you again soon.

Matt: Hold on. Wait a minute. Thanks for tuning in. If you want to check out a textbook, go to B4, not beyond. Before personalfinance.com, there will be a link to the show. Notes. Have a great weekend. Meet us right back here next Wednesday.

Jack: Good save, good save.

Charla: Alright, bye, everybody.

INAM: Building Blocks of Maturity

A Production of the Ultimate Homeschool Podcast Network.

Building Blocks of Maturity

Episode 10 Summary: “Building Blocks of Maturity: 5 Steps to Raising Responsible and Ready Adults”

In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, take a break from their usual list format and delve into the foundational building blocks of maturity.  Charla introduces a visual progression encompassing five key traits: responsibility, grit, gratitude, self-awareness, and self-confidence.

Segments

Five Steps to Maturity: Responsibility, Grit, Gratitude, Self-awareness, and Self-confidence:

Charla passionately explains her mission, aiming to assist parents in nurturing responsible and ready adults. Additionally, she delves into the five crucial steps to maturity, which include responsibility, grit, gratitude, self-awareness, and self-confidence. Importantly, each step plays a vital role in shaping a well-rounded, capable individual, fully prepared to tackle the challenges of adulthood.

Cultivating Gratitude and Awareness:

Charla delves into the intricate connection between responsibility and gratitude, highlighting the importance of nurturing an awareness that extends beyond just immediate needs. Furthermore, we examine the pivotal role of self-awareness in grasping personal values and embarking on the path toward wisdom.

The Importance of Self-confidence:

We emphasize the critical role of self-confidence in empowering teenagers to navigate the world independently. Additionally, we share a compelling real-life example, featuring their 16-year-old daughter’s preparedness for solo travel. This instance underscores the significant impact of early preparations and experiences on a young person’s readiness to face challenges alone.

Listen to the Full Episode:

Link to Full Episode

Explore the 5 Steps to Maturity and Bonus Content:

https://classes.beyondpersonalfinance.com/5-steps-to-maturity

For more, go to our podcast website:

https://itsnotaboutmoneypodcast.com

To subscribe to our weekly content email:

https://classes.beyondpersonalfinance.com/inam-subscribe

Thanks for tuning in! For more parenting insights and to stay connected, visit the Ultimate Homeschool Podcast Network.

INAM: Empowering Teens

A Production of the Ultimate Homeschool Podcast Network.

Empowering Teens

Episode 9 Summary: “Empowering Teens: 28 Essential Life Skills to Start Now”

In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, unveil a comprehensive list of 28 essential life skills that every teen should know.  The skills are categorized into personal care, kitchen, outside the house, and miscellaneous, providing practical insights for intentional parents.

Segments

Introduction to the Essential Life Skills List:

Matt and Charla introduce the list teased in previous episodes. Charla explains the motivation behind providing practical life skills for teens to empower them for the real world.

Parenting with the Future in Mind:

Charla shares her mission to help parents empower their teens for the challenges of adulthood.  Reflecting on her parenting approach, she discusses the significance of teaching teens by involving them in practical activities.

Teaching Life Skills during Tough Attitude Years:

Charla and Matt reflect on challenging moments during their teens’ tough attitude years and the persistence required to instill life skills.  They celebrate the positive outcomes, demonstrating how teens learn to handle real-life situations independently.

Explore the Essential Life Skills List for Teens:

https://classes.beyondpersonalfinance.com/artisan-of-adulting-essential-skills

For more, go to our podcast website:

https://itsnotaboutmoneypodcast.com

To subscribe to our weekly content email:

https://classes.beyondpersonalfinance.com/inam-subscribe

Thanks for tuning in!  For more parenting insights and to stay connected, visit Ultimate Homeschool Podcast Network.

INAM: Spring Cleaning

A Production of the Ultimate Homeschool Podcast Network.

Episode 8 Summary: “Spring Cleaning: Teaching Teens Responsibility and Routine”

In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, discuss the significance of spring cleaning and the benefits of establishing a schedule for household tasks. Charla provides seven big tasks that parents can assign to their teens, fostering a sense of accomplishment and purpose.

Segments

Introduction to Spring Cleaning Ritual:

Matt and Charla highlight the importance of spring cleaning and the value of rituals in maintaining structure and routine.  Charla shares her strategy of running errands and cleaning on designated days, providing predictability and motivation.

Benefits of Establishing a Schedule:

Charla emphasizes the benefits of having a schedule, including increased efficiency, better time management, and a sense of predictability.  The annual deep clean becomes a shared activity that reduces stress and renews the family’s sense of comfort and well-being.

Seven Big Tasks for Teens:

Charla introduces seven significant cleaning tasks suitable for teens, such as cleaning baseboards and scrubbing tile grout.  She suggests rotating these tasks and implementing a chore draft to engage the kids in the cleaning process.

Turning Spring Cleaning into Special Projects:

We discuss the possibility of turning the spring cleaning tasks into special projects that teens can undertake for extra money emphasizing the difference between these tasks and chores.  Charla recommends aligning this with a structured cleaning routine and using it as an opportunity to teach financial responsibility.

Listen to the Full Episode:

Link to Full Episode

Explore the Spring Cleaning Task List for Teens:

https://classes.beyondpersonalfinance.com/artisan-of-adulting-springcleaning

For more, go to our podcast website:

https://itsnotaboutmoneypodcast.com

To subscribe to our weekly content email:

https://classes.beyondpersonalfinance.com/inam-subscribe

Thanks for tuning in!  For more parenting insights and to stay connected, visit the Ultimate Homeschool Podcast Network.

INAM: Beyond the Screen

A Production of the Ultimate Homeschool Podcast Network.

Beyond the Screen

Episode 7 Summary: “Beyond the Screen:  Money Movies to Spark Discussion”

In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, share their family tradition, “Movie Box Monday,” where they use documentaries to create common experiences and thoughtful discussions. Matt discusses the power of storytelling and introduces a list of movies focusing on money and the business world.

Segments

Introduction to Movie Box Monday:

Matt expresses his excitement for movies and playfully bemoans Charla’s preference for reading. Charla explains the concept of Movie Box Monday, a family tradition where they draw out a documentary title each Monday to watch and learn together.

Insightful Movies about Money:

Matt presents three movies from the list and shares his thoughts on them. Charla mentions having a larger list from Common Sense Media, and Matt encourages listeners to research the content before watching, as some may not be suitable for all family members.

Importance of Discussing Mature Themes:

Charla emphasizes the value of discussing mature themes with teens, fostering open communication and providing an opportunity to share perspectives. Matt reflects on watching Tiger King with their kids during the pandemic and the insightful conversations it sparked.

Listen to the Full Episode:

Link to Full Episode

Explore the Movie List for Money Insights:

https://beyondpersonalfinance.com/our-blog/f/12-ideas-for-family-movie-nights

Check out the full list of Best Documentaries from Common Sense Media:

https://www.commonsensemedia.org/lists/best-documentaries

For more, go to our podcast website:

https://itsnotaboutmoneypodcast.com

To subscribe to our weekly content email:

https://classes.beyondpersonalfinance.com/inam-subscribe

Thanks for tuning in! For more parenting insights and to stay connected, visit the Ultimate Homeschool Podcast Network.