Vintage Homeschool Moms

Back to School Replay: Winning Science Fair Ideas

Winning Science Fair Ideas | Interested in what the judges look for? This podcast will help you by former science fair judge | #podcast #homeschoolpodcast
Back to School Replay: Winning Science Fair Ideas with Felice Gerwitz

Where do you find a great science fair idea? Do not say the library or the internet! It is an amazingly easy place and it all begins with (hint-hint) your child! If you hit on this your child will have a blast and you may be amazed at what they learn.

From the author of An Insider’s Guide to Successful Science Fair Projects, Felice Gerwitz shares her insider’s tips with all of you!

Winning Science Fair Ideas

Show Notes

  1. Recap on science fair projects
  2. Where do you look for great ideas?
  3. What makes a great project?
  4. How to discover the key to a what judges want.
  5. Importance of procedure and following the rules

Winning Science Fair Idea Resources

  1. Science Fair Portal for ideas here
  2. Confidence to Teach your child science projects
  3. Contests to enter –
  4. Do a project in one day – seriously.
  5. An interesting array of projects


Winners of the Educational Alliance Science Fair – Amazing Projects!






An Insider’s Guide to Successful Science Fair Projects

Winning Science Fair Ideas | An Insider's Guide to Successful Science Fair Projects

Graphics credit: 2016, All Rights Reserved. Copyright © serrnovik

Kids Choosing Good Behavior

Choosing Good Behavior | Are you a kid? If you had a choice of choosing good behavior over bad, which would you pick? Is that a silly question? That is what I want to talk to you about today. You are going to be very surprised when I explain some things to you so that you can take charge of your actions. | #podcast #homeschoolpodcast #kidsgoodbehavior #goodbehaviorkids #justforkids #podcastforkids #character #goodbehaviorKids Choosing Good Behavior: ~Episode 408

Are you a kid? If you had a choice of choosing good behavior over bad, which would you pick? Is that a silly question? That is what I want to talk to you about today. You are going to be very surprised when I explain some things to you so that you can take charge of your actions.

Check out this episode – Kids Making Good Decisions.

Books for tweens – Truth Seekers Mystery Series. 

I love talking to kids. I think you guys are great. You have so many good ideas, you are full of energy and fun. Even those of you that are quiet have amazing things to say if someone would take the time to listen to you. I have five kids and eight grandkids and each of them is a blessing. While we might not always agree, and yes my kids messed up (but so have I), I think they are amazing people. I really wish I could see you and tell you this while I am looking at you. But you are an amazing person. You may not think you are, but I believe that God made us and He does not make junk. I want you to think about that if you really do not think you are amazing and special. You are here for a reason. So, let’s begin!

Do you know an adult in your life? Is it a mom, a dad, a grandparent, aunts, or uncles? Did you know that these adults in your life were once your age? I bet you don’t think about that often. Yes, we adults were once kids, we were teenagers, we were young adults, and we finally, after many years and possibly getting in trouble ourselves we grew up, got married and had kids of our own. We learned from our past mistakes and we want to pass on this wisdom to our kids. That is why you get in trouble. We do not want you to make small mistakes now that can turn into big mistakes later. And that means we want to teach you how to choose good behavior.

It’s not easy to do what is right all the time, because no one is perfect. Right? Well, that may be true, but we can make our lives a whole lot easier if we take charge of our own behavior. Since I can’t see you, I don’t know if you are listening. But, I’m going to challenge you. If you want a happier life, please take the time to listen. As I talk, I will ask you some questions and you can stop this recording and answer them before you hear my remarks.

I like kids who think for themselves. Do you think? Of course, you do. But do you think before you speak or act? Sometimes you do and sometimes you don’t. You see the problem is when you act badly, say or do the wrong things, sometimes you get in trouble and sometimes you don’t. So you might be confused.

Let’s talk about what type of behavior gets you in trouble:

  1. Being disrespectful to your parents or adults (arguing, yelling, and saying, “no I didn’t do it.” when your parents clearly see you did.)
  2. Hitting others in your family. Many kids actually think this is fun!
  3. Breaking a rule. For example no snacks before dinner.
  4. Forgetting to do a chore or something your parent asked you to do.
  5. For homeschoolers – losing a book or not completing your schoolwork.

Now, let’s take each of these things and talk about what won’t get you in trouble.

  1. Being respectful to your parents. If you mess up, saying you are sorry or taking responsibility for your actions.
  2. Keeping your hands, feet–you know, general body parts to your self.
  3. Following the rules.
  4. Remembering to do your chores or follow through if your parents ask you to do something.
  5. Keeping your books together and finishing your schoolwork.

Wow, that was easy. Just be respectful, keep your hands to yourself, follow the rules, do your chores, and finish your schoolwork. So, what am I missing? How many of you think you can do this? Hmm… why or why not. Let’s think about this. Will life be easier and happier when you do what is right? Of course.

Choosing Good Behavior: You Are Not A Puppet.

Do you know what a puppet is? A puppet is controlled by someone else. The puppet has can’t think for itself or do something it wants to do on its own. Maybe you have never seen a puppet, but you know what I am talking about. A puppet has no free will. You on the other hand have free will. You can make decisions, you have a choice. You can decide to be the kind of person you want to be. Right? Do you agree? If not, why not?

Do you want to know what I think? I think there are many reasons why kids get in trouble.

  1. Laziness. Sometimes it is easier to not obey.
  2. React out of anger or because you are upset.
  3. Don’t think about the consequences. If you do something wrong what will happen?
  4. You are a gambler. What does that mean? A gambler takes chances. You know what you are doing wrong and you hope that you either won’t get caught OR if you do get caught the punishment won’t be bad, or maybe you are hoping for no punishment at all.
  5. Simpy forget to do what you are supposed to do. And one reason this happens? You really don’t care.

Did I forget anything? Is there another reason I did not list as to why you get in trouble?

I think the reason most of us get into trouble is that we do not consider what will happen afterward. This is called cause and effect. If I drop a glass on a hard surface, like concrete on purpose what will happen? If you said break, you are correct. We know glass sometimes shatters. Not all glasses but most. Have you ever dropped a glass? Or spilled milk or water? Sure, everyone has accidents. The cause of the incident – in this case, the glass breaking was done on purpose. The effect of my dropping the glass is it breaks. What about the accident? That is different. If we did not mean to do something then while the cause is the same – we are at fault or we did it (we dropped the glass) the motivation – or the why we did it is different.

So, let’s break this down.

  1. Things happen because we cause them. On purpose or by accident.
  2. We can sometimes control our actions or words and sometimes it is truly an accident.
  3. If we can control our words or actions, that means we are in charge.
  4. If we are in charge and are in control we can choose right or wrong. Because, hey, we are not a puppet.
  5. If we have a choice, which will we do?

So, there you have it. Choosing good behavior is up to you. You are not a puppet. You can make your own decisions. And, I for one hope you decide today, right now to make good choices. Think about what will happen if you make a good choice and what will happen if you make a bad choice. The decision is up to you! If you mess up and make a mistake apologize. That is different than saying you are sorry and not really meaning it. You should ask my kids how many apology notes I have written over the year.

One last thing to think about. Do you want to be around people who always get in trouble? Do you want to listen to people who do the wrong thing on purpose, or just because they think it is fun to have everyone yelling or arguing? Some people actually like to cause trouble. If you would not follow someone like that, then you should be the person God created you to be–and that means making choices that are wise.

One more thing – I have more shows planned just for you this month. So, stay tuned!


Best Homeschool Scheduling Advice

best homeschool scheduling | The Best homeschool scheduling advice I ever received actually came from my daughter, do not duplicate the school at home. I looked at the way I scheduled my homeschool year. #homeschool #homeschooling #podcast #homeschoolscheduleBest Homeschool Scheduling Advice Episode 285

The Best homeschool scheduling advice I ever received actually came from my daughter. She said, “Mom if we are going to duplicate the school system then why homeschool?” With that in mind, I looked at the way I scheduled my homeschool year. I made time for those special events that make homeschooling stand out from the conventional school cuWhetherum. Whether it is a field trip, a family trip that is planned or one-to-one mentoring with a talented person. In this episode of Vintage Homeschool Moms, I’ll explain the best homeschool scheduling advice, ever!

Thanks to our sponsor – The Well Planned Gal!! 

Questions to ask yourself before you begin scheduling!

  1. What are your state laws — are you compliant?
  2. Are you part of a support group? This network IS part of your support!
  3. What are your goals and objectives for the year?
  4.  What method of homeschooling do you lean toward? If you don’t know listen to this podcast on the topic HERE PUT LINK
  5. How long are you planning to homeschool? 4, 5, or 6 hours or more per day? Check out your homeschool laws here if you don’t already know them:
  6. Are you flexible?
  7. Do you like check off lists? For you? For the kids?

These questions will set the groundwork for how you’d like to set up your homeschool year. What I might consider best homeschool scheduling advice may not allign with your homeschool philosophy. However I hope you can take what you need and make it work for you! With this clearly in mind, here is some of the best advice I can share with you about homeschool schedules and ways to have a stress-free year.

Best Homeschool Scheduling Tips:

  1. Keep your eyes focused on your family needs. What Sally Jo uses for her kids may not work for yours.
  2. Look at your goals. What do you hope to accomplish this year? What subjects do you want to cover this year?
  3. Is it important to develop your child’s creativity and imagination and encourage them to think?
  4. What character qualities do you want to work on? If you want to strengthen family relationships, select reading materials or read aloud the books that will do just that. Read the Little House on the Prarie (younger) or Anne of Green Gables (older).
  5. Each child is unique, consider your child’s needs.
  6. Never recreate the public/private classroom at home.
  7. Don’t forget about you. Do you have help scheduled, whether that is a chore chart so everyone can pitch in, or a park day so you can visit with friends.
  8. Never – and that means never answer the phone while you are homeschooling. Set special ring tones for important people – others go to voice mail. This goes for checking Facebook or social media in general.
  9. Never and that means never -unless it is absolutely impossible go on an errand during school time. No grocery store shopping, doctor appointments – until after school or on a day off if you take one, etc.

Best Homeschool Scheduling Advice — Ever! 

Tools & Supplies:

  1. Three Inch Binder: Use a three-ring binder. I began a master homeschool binder when I first began homeschooling and it contains ALL the must haves… First, copies of their schedules, important information: everything from blanks I could duplicate to things I always had to look up previously. I have the children’s evaluations in this binder from the beginning of our homeschooling in Kindergarten through twelfth grade! I also keep a copy of their evaluations in their grade/year notebook.
  2. Master Lists: Subjects, books, reading books, grade level goals, etc. I think through this once, add to it if a particular child needs more information and then file it in my book. I also have a file in a Word Doc. in my computer that corresponds. Master lists can include a supply list for school, birthdays, and a calendar of events.
  3. File cabinet. Throughout the years I kept files on each of the kids and work. As we ended a year, the binder was emptied, the information for the year filed under the child’s name (and grade labeled), and the binder was then ready for the next year.
  4. School Supplies: Notebooks: Look for sales. We get lined, spiral notebooks for less than 20 cents during back to school sales. I buy enough for all year. Use a sharpie (or a nice label from the computer) to label the subject. Notebook paper: This is one of those things we always ran out of when the children were younger. Wide-ruled notebook paper for the little kids and college ruled for older ones. Pencils: We prefer the #2 pencils and some of the kids liked the mechanical pencils, but there was one brand, in particular, they liked best that we could only purchase at an office supply store. Yes, friends, this was “pre-Amazon” days! Of course, depending on your child’s needs there are crayons, markers, erasers (the ones that fit on the pencil and the bigger ones), colored pencils, pens and sharpie and highlighters. Don’t forget the 110 lb paper to make your own dividers.
  5. Best Purchases: Large Dry Erase Boards and erasable markers, an electric three-hole punch, a laminator, laminating sheets, a stapler, a heavy duty stapler (to make those books kids love to make), and a heavy duty tape dispenser. I loved sticky notes and tabs to create my own dividers with 110 lb paper.

Best Homeschool Scheduling Advice:

  1. Know Your Kids: Do you know or have you evaluated your children? Our sponsor has these wonderful books for Placement and Evaluation.
  2. Organized: Get your books organized. Half the battle if finding the books you need when you need them. School supplies and additional resources. Everything has a place!
  3. Freebies: There are lots of sites that say you can get free curriculum, downloads, printables, etc. If you have these – organize them!
  4. Scope and Sequence: This states what your kids need to know and as homeschoolers you can be flexible. Here is a scope and sequence from Abeka as well as Bob Jones that goes from K-12. I’m not endorsing this one way or the other, you have to make your own determination.
  5. Flexibility: Build flexibility into your schedule – how can you do this? (Listen to the podcast for tips)
  6. Input: Get input from your older children. One year my kids wanted to study oceanography and space. Talk about diverse! Yet those became their favorite subjects.
  7. Routine or Schedule? What works for you a routine or schedule? The best homeschool scheduling takes into mind your lifestyle and only you can decide if you want to do things daily with a set schedule or perhaps have a routine that includes daily activities but more loosely scheduled.
  8. Rotate your schedule – doing the same thing all the time can be boring and cause kids to zone out. Maybe you do math every day, but what about history or science? You can do history two times a week and science two times for 6 weeks, and then change it to history three times and science two.
  9. 180 Homeschool Days: Get a year’s calendar and circle the days you will school each month. Yes, this can change but it is nice to have it set out before you – so you can plan. 180 days of homeschooling is what my state requires. Check your state information here:
  10. Homeschool Planner: Well Planned Gal planners are my favorite – there are digital, printed and even a prayer planner.  There is also a smaller size to keep in your purse or backpack!
  11. Use Checklists: Checklist with pictures for little kids and a checklist for you. It is an easy way to keep records.
  12. Breaks: Be sure to highlight birthday’s, events, holidays, and field trips. Do you have a catch-up/ planning day? If you can’t have one every week, try for one a month.
  13. Field Trips: Be sure to use the resources available to homeschool families in your area.
  14. Plan your week: Look at your books and divide the number of homeschool days or weeks by chapters. If there are 30 chapters you may need to do one per week. Etc. Some books you can take two weeks to complete one chapter.
  15. Teach Kids Together: Group ages and books/subjects as much as possible. Kids like working together or if they are competitive use it to their advantage.
  16. Projects: Plan early. Science fair ideas begin in the summer, papers signed as soon as school starts (grades six and up). I wrote the book, “An Insider’s Guide to Successful Science Fair Projects available on Media Angels Membership or Amazon here.
  17. High School: Planning for high school? Plan a 4-year schedule of required subjects for graduation. The scale is different for a high school diploma vs. a high school diploma with college in mind. Also if your kids are planning to attend college listen to College Prep Genius for ways to ace the SAT and ACT as well as get scholarships. If your kids play sports – know the rules. If your kids are approaching high school and have an eye to playing sports in college read up on the eligibility information about classes that count for high school for college play.

Special Thanks to Our Network Sponsor – Well Planned Gal

Rebecca from the Well Planned Gal understands the challenges of working within a budget, managing multiple children, and trying to keep up with a variety of information. That is why she created popular planner bundles!

Combine organizational tools with year long encouragement by bundling Well Planned Day planners with the popular Family Magazine. For a limited time, Save 30% with one of her  popular planner bundles. Each bundle contains 2 planner products with a one-year subscription to Family Magazine.  

Click Here to Go to Well Planned Gal

Homeschooling With A Twist – God Schooling

God Schooling | Never heard of God Schooling? Well, you are not alone. Many are new to this concept of education but homeschool mom and herbalist, Julie Polanco will share what it is and how you can achieve homeschool success. | #podcast #homeschoolpodcast #christianunschooling #GodSchooling #childleadschool #naturallivingHomeschooling With A Twist – God Schooling Episode 407

Never heard of God Schooling? Well, you are not alone. Many are new to this concept of education but homeschool mom and herbalist, Julie Polanco will share what it is and how you can achieve homeschool success.

Julie Polanco is a podcaster on this network! Check out the Crunchy Christian Podcast here.

Julie’s Book – God Schooling here.

Connect with her on FacebookInstagramPinterest, and YouTube.

Julie has four children and has recently completed her eighteenth year of homeschooling. As children, she and her husband were both bullied and she didn’t want her children to have the same experiences, and the idea of homeschool resonated with them.

While on a family camping trip the family on the next site was a homeschool family of eight. Julie felt like it was a God-incident. They were so impressed with the family, how close they were with each other, and the maturity of the older children. It was a turning point for the Polancos.

*This is an excerpt from the interview with Julie Polanco on God Schooling. Listen to this broadcast for the entire content.

Julie realized after not too many years that it became a real chore trying to get the kids to do what she thought they should be doing.

God Schooling

Within a short time, God revealed a need for something different. And at the time, Christian unschooling was a “dirty” word. Yet, Julie felt like the Lord was leading their family toward a Christian unschooling approach, in a sense, it is child-directed learning.

  • Secular Unschooling allows the child to learn what they want when they want, how they want, and if they want. It often looks hands-off. l
  • Children will not always choose wisely or productive pursuits.

God Schooling

  • God Schooling is focused and informed by the child’s passions and their natural bents and interests
  • Parents work with their children by collaborating. It is relationship-driven.
    • Questions such as: What is God doing in this child? Where what how is God shaping this child?
    • How can we (as parents) develop our children’s passions and interests?
    • How can we direct our children toward productive uses of their time to develop those skills?
    • How can we train our children with good habits, morals, and good character?

Parents are very much involved and looking at how the child is using their time and making sure that the skills development happens.

Wellness and Herbalist

Julie has always had an affinity for nature and plants. She has learned that many plants have medical qualities, and some are derived into essential oils. After battling an illness in her twenties Julie turned to natural remedies to return to wellness.  (More on the audio.)

Julie’s new podcast is here! Crunchy Christian Podcast

Order Julie’s books via your local bookstore. If you went you can get it Amazon Barnes and Noble, etc. Or here




Special Replay: Best Last Minute Summer DIY Tips

Best Last Minute Summer | What are the best last minute summer DIY Tips? In this episode of Vintage Homeschool MomsThe Absolute BEST Last Minute Summer DIY Tips with Felice Gerwitz

What are the best last minute summer DIY Tips? In this episode of Vintage Homeschool Moms, Felice Gerwitz shares her passion for all things DIY and some quick gift ideas to make for the holidays that are just around the corner. Use recyclables you have on hand or with a minimum of cost, create beautiful items you will treasure. The best thing? The kids can help!

Visit our podcast sponsor! Get all these books from our Media Angels Membership website.


Show Notes: The Best Last Minute Summer DIY Tips

  1. Get Organized.
    • Now is the time to just relax – for me that means doing something creative. If you or your children love to create crafts for gifts make a list of some people on your list.
    • Look around the house. From the podcast I created on getting organized fast here,  you may have things you were going to throw away that you can recycle. What about an old frame, some mason jars or a plastic bin that can be recovered or painted?
    • Trash day. My kids use to ride bikes up and down the road to see what neighbors were throwing away and sometimes came home with treasures. The awesome wrought iron and wood bench (my son refinished with new wood) that sits in front of my pond is one of those treasures. Look around on trash day.
  2. Gift Making
    • Useful items. Picture frames with a treasured memory, hand painted to match any decor specifically for a family member.
    • Tool holders: kitchen utensils, pencils, crayons, etc.
    • Shelves. Floating shelves are all the rage. Ask dad, mom, grandpa or even grandma (not me–but some of my friends are really handy!) to help. Here are some directions on how to make floating shelves.
    • Mixes. A great help for when you begin homeschooling again. Make muffin mixes, sour dough, cookie mix, biscuit mix from healthy alternatives. Use organic ingredients, make them vegan or gluten free. There are many great recipes.
    • Painted pots. Hanging pots with an inexpensive fern or recycled wood look great.
  3. The Best DIY Ideas For Families
    • Gift Cards. My favorite ideas revolve around hand rubs, neck rubs, car washes, etc. When kids were younger it was “watch the baby” for 30 minutes, etc. Give in a homemade envelope or box.
    • Create Job Calendar: These involve paper and clothes pin. Listen to the podcast for specific directions.
    • Meal Schedule
    • Vacation planning
    • Pizza night
    • Last minute getaways or field trip ideas


Workforce In The 21st Century

Workforce | What does the workforce look like in the 21st century? Today's guest, Lisa Nehring shares what it means to enter the workplace today. How it is different and what you can do as a student, or adult to prepare. | #podcast #homeschoolpodcast #workforce #workforce21Century #jobs #newjobsWorkforce Today ~ Episode 406

What does the workforce look like in the 21st century? Today’s guest, Lisa Nehring shares what it means to enter the workplace today. How it is different and what you can do as a student, or adult to prepare. Lisa is a podcaster at Lifeskills 101 here.

Find Lisa here: True North Homeschool Academy  True North offers K through 12 live online classes and some prerecorded classes.

So many people today work at home and during the year 2020, we learned the lesson the hard way as more and more stores and offices were shut down. Many were unprepared but those who worked at home just continued on.

*Excerpt of the show – listen to the recording for the full presentation.

Lisa shares how to move forward.  She believes we are just in such a time of transition, technologically we’re in, what’s called the fourth industrial revolution, and it’s really fascinating. You can look it up and check out the three previous revolutions, but we are in an industrial revolution. That’s global, we’re a global culture. And a lot of how we work is changing a lot of how we educate is changing. One book that I’ve really enjoyed the last year is called College Unbound. It’s just about how we were going through school, we would graduate from high school and there were two groups. One group would go to work and get married. And one group would go to college and then get married. Not everybody got married, but it was typical. Today that’s not necessarily the case.

You can go to work in high school. You can go to work after high school, a lot of entrepreneurial opportunities because of technology that didn’t even exist five years ago, are available today. And so a college degree isn’t going to determine your lifestyle necessarily as much as it used to. Licensing makes a big difference depending on the industry that you’re in. But we’re going to see real shifts in, in how people work and technologies that are really important and a couple of technologies that are going to become really important in the next you know, in the future three-D printing, artificial intelligence, and robotics.

During the pandemic, when a lot of people were told to stay home and work from home, people made this big shift in their life. Their kids were sent home, and parents had to figure out how to juggle work, staying at home, managing their lives, and their kids being home. Many people will not go back to work in the traditional ways that they thought they would. Other industries that are going to really explode in the future are, or not go away. They’re not going to change too much. There are jobs with stability such as our counselors, pastors, and physical therapists. And I think those two lists are very interesting. On the one hand, we have three-D printing, AI, and robotics.

We have this real techie space in this rural interpersonal space. And I think as our world grows more technologically astute with artificial intelligence, robotics, three-D printing, I mean they replaced a spleen printed by 3d. That’s crazy, right? But in that technological space, there’s this real need and desire for connection and understanding who we are as people. And that’s where the pastors and counselors come in and physical therapy, of course, a robotic entity cannot take care of PT issues. There’s just not going to work. And I think right now, as we’re all experiences that experiencing this pandemic and just walking through it, we need to be really aware of the fact that we’re living in a, in a world where we can understand what’s going on globally, by turning on our phones or computers.

We have to be really intentional about reaching out in the ways that we can. And thankfully we have technological devices to help us with that. Like just you are half a country away. And yet we’re seeing each other and talking to each other, which is a beautiful thing that is that’s amazing. And, you know, we don’t really think about the emotional side of things.

So we have to be ready. And I just think this is such a perfect time to talk about this because you happen to have an online school that is available. As an educator, for example, I’m sure they’re going to need more because things are, some people won’t want their children to go back to school. At True North, we do an orienteering class where the kids are doing college and career exploration. And they’re doing personality inventories because not everybody is going to be geared towards being an AI specialist. There’s space for everybody and who they’re created to be in this new world.

The four areas to think about are our physical, mental, social, and emotional, and again, when things get really tough, when you have a crisis in your life habits can be disrupted I really think it’s important to keep the habits that you can.  So if you got up at seven before, try to get up at seven even now and then create new habits in the new space that you’re in. So one of the things we always have done for years and years, because we don’t all have to leave right off in the morning, we’re homeschoolers is that we get up and share a cup of coffee together and just talk about things. How’s it going for everybody? What’s the news and just kind of chat together. But if you don’t have this kind of habit already established create some new ones.

We can focus on the things to be thankful for that can get us through a lot of things and, and talk to each other about the things to be thankful for.



Saving Money For Big Purchases

Saving Money For Big Purchases | Saving Money For Big Purchases is not as hard as you think! Today, we are going to be talking about money, saving tips for large purchases. | #podcast #homeschoolpodcast #savingforbigpurchase #savingmoney Saving Money For Big Purchases – Episode 405 with Felice Gerwitz and Meredith Cutis.

Saving Money For Big Purchases is not as hard as you think! Today, we are going to be talking about money, saving tips for large purchases.

Thanks to our sponsor – Media Angels Membership and Meredith’s curriculum – Powerline Productions

Debt free living is closer than you think. Meredith has done this for years and learned that not every American needs to have debt! It takes so much pressure off of life. If you’re a teen listen up, because I just tell you from experience, it is better to live debt-free than to struggle under debt. Debt can feel like bondage.

Meredith has written her number one bestselling book is called Economics and Finances and Business, and it’s a high school economics class. It covers all the basics of economics. It covers all the basics of financial management, including how to buy a car and how to write your first department. And it even covers how to start a business. And so I do want to encourage you to consider that course, you can find that because it does cover some of the things I’m talking about in a very thorough step by step way, but so much more.

Budgeting is important and knowing how much money a month you make and how much you want to save. a

  1. The first thing, when you’re thinking of large purchases you be realistic and you need to pray and to say, Lord, this is what I would like. Is this something that you want me to have? And if it is something you want me to have, will you help me come up with a realistic plan? So here’s what I mean by that. It is not realistic to think that you are never going to go to a movie that you are never going to eat out, but it is realistic to think, I’m only going to spend $40 a month on entertainment and food. Come up with a plan that will work for you and commit that to the Lord and keep praying about it.


Lord, I’m trying to save money, help me save money. And of course, it goes without saying that the tithe belongs to the Lord. I find that when we give the Lord his ten percent, it’s much easier to live on ninety percent.  I’ve actually seen it help us to save money quickly when you put the Lord first in your finances. When you are first – or just committing all of that to the Lord and trusting him to move forward with your plan it can be frightening.

  1. Look at your income
  2. Look at your needs vs. you wants
  3. Look at your bills – make a list and total costs
  4. Create a budget, how much will you spend on eating out and entertainment?
  5. How much will you save?

Saving money – put the money into a savings account. If you are paying for things use a debit card tied to your checking account. The money in your savings account can go toward a big purchase. Keep in mind the money in your savings account is not to spend. Keep a goal in mind and as you get toward that goal it becomes exciting to see how much you’ve saved.

And, take a look at your expenses and then live in a way that focuses on your needs versus your wants.

When you earn money, earmark it by breaking the money out and separating it, so it is off-limits. You will find with finances, there is always a financial need. And if all your money is together, you just tend to think, Oh yeah, I am saving money. My savings are accumulating. But then when then you realize, Oh, it’s not accumulating, I’ve spent it on this and this and this and this. So I think when you separate money out that your savings, it helps better to keep track of it.


Special Replay: Teaching Creation Science

Teaching Creation Science | How do you teach Creation Science when you have no background in science? Try teaching with Creation Science Study Guides! Primary sources are always the best, but how about first-hand research? | #podcast #teachingcreation #creationscienceSpecial Replay:  Teaching with Creation Science Study Guides Episode 362

How do you teach Creation Science when you have no background in science? Try teaching with Creation Science Study Guides! Primary sources are always the best, but how about first-hand research? In this episode, we will delve into not only why teaching creation science is important but some amazing resources to complete your homeschool library.

Many years ago, early in my homeschool journey I attended a homeschool conference and walked away with hundreds of dollars worth of books on the topic of creation science and no idea how to teach the topic. I had attended an amazing set of talks but creation scientists who were all degreed in science for the universities in different areas. For example, Dr. Jay Wile has a Ph.D. in nuclear chemistry from the University of Rochester.

While I was impressed with the science credentials and knowledge of many of the people that I listened to, they taught me many great facts, but not how to implement teaching creation science into my homeschool. So, I began as many other homeschool moms before me and I wrote a curriculum series.

The Creation Science Study Guides still is as relevant today as when I co-authored the series in 1994 (when our first book was published). God introduced me to a creation scientist. A geologist by degree and homeschool mom to three boys by occupation. We met by a God-incident and became friends and soon co-authors. You see, Jill Whitlock had been an atheist and had worked as an oil and well geologist for a big company. When she lost her job she found a new one at a church. When they handed her a Bible she told me that she opened it an immediately had a difference of opinion with the first sentence, “In the beginning, God created…” Jill went on to study creation for ten years before I met her.

She was able to take all those books I wrote and we used them as resources for our study guides. We wanted something parents could use with their kids with no prior science knowledge. My background was education so I could teach. I just didn’t know enough science to teach from a creationist perspective. Teaching creation science became my passion and taking difficult topics and bringing them down to basics while the kids had fun was a challenge.

First, why teach creation science? Why not? Secular books, and all public and some Christian schools teach evolution as fact. Why can’t we teach both? I’m not opposed to teaching science from an evolutionist perspective, besides a creation one. If your children are little, begin with the Bible as a foundation. Start at the beginning in Genesis and study Biblical history. This foundation helps when teaching creation science.

Give big bang theory example here.

DNA example here.

Another example in our book deals with plate tectonics. This is the divide of the continents. Have you ever looked at a map of the world and see that it could fit together into one landmass if you cut out all the continents and puzzle-pieced them together? Evolutionists claim that it took millions of years for the division of the continents from one landmass to land masses that are continents that are divided by oceans. Creationists believe the continents split, quickly as stated in Genesis 10:25 where God divided not only the lands but the languages.

For example, our study guide talks about radiohalos. A quick search online recently showed that this finding set the scientists crazy trying to refute the claims. I’ve included two links you will find helpful. The bottom line is the radiohalos are an indicator of a young earth. The question becomes, does this matter?

Evidence For:


It matters. Why teach from only one perspective?

Here are my reasons for teaching creation science:

  1. Your kids won’t get it anywhere else.
  2. Evolution has many false findings taught as fact. Ernst Haeckel among others.
  3. I believe God created the world as he stated in Genesis.
  4. If we teach creation as a myth or allegory then that means the entire Bible is one as well.
  5. Darwin said that the fossil record would validate this theory and it never has.

If you want a series of study guides that will entertain your kids from preschool to high school I highly recommend you check out the Media Angels Creation Study Guides. They are available for immediate download on the website – all of my books for one low price and they include the study guides which are ready to go experiment sheets, games and puzzles as well as the books.

One of the great things about teaching creation science is that it is so hands-on. Your kids will love doing the activities and learning as they have fun. I do believe there is an added benefit. Creation science points to a creator God. It talks about the wonders of God’s creation and gives us awe about the world God created!


Replay Vacations On The Cheap

Vacations On The Cheap | How about DIY vacations on the cheap? Many people would like to travel but feel they can’t afford the cost. That’s exactly right, but we share some top secret tips! | #podcast #homeschoolpodcast #vacations #vacation #vacationonthecheap #cheapvacations Replay Vacations on the Cheap ~ with Felice Gerwitz

How about DIY vacations on the cheap with your hosts, Felice Gerwitz and Meredith Curtis? Many people would like to travel but feel they can’t afford the cost. That’s exactly right, but in this podcast, we share some top secret tips!

Visit Meredith Curtis here: and her podcast Finish Well with great family podcasts here.

Visit Felice Gerwitz here: and

Research for DIY Travel on the cheap!

  • Where do you want to go?
    • Must see vs. I’d like to see if we have time
  • Look online, DK Travel Guides
  • Keep a folder on Pinterest

Look For Deals

  • TravelZoo
  • Groupon
  • Living Social
  • Skyscanner

What do you want to see?

  • List of must-sees
  • List of  what you’d like to see, but only if time

Saving money can be done with little-known tips such as packing snacks, renting condos or homes outside of bigger cities or famous attractions, and being prepared to fly instead of drive if the airfare is cheaper — yes, it often is… I can fly from Fort Myers to BWI (Baltimore/ Maryland) for less than $100 round trip! Gas to get there is more, as well as wear-and-tear on the car! Look for deals for DIY travel on the cheap tips.

Where will you stay?

  • Hotels
  • Rental homes
  • Rental condos
  • With a friend

Where will you eat?

  • Restaurants
  • Bring food, nonperishables
  • Take water on the plane if you fly (must buy it after security point) or bring an empty water bottle and fill it at the airport for free
  • Roadside kiosks (depending on where you visit, this may be an inexpensive option).
  • Buy food to cook.


  • Plan your itinerary. Where will you go first?
  • Plan transportation if you are taking the bus or train
  • Costs – be sure to account for the cost of travel

Check the Weather

  • When you have a travel date look at the weather
  • Plan indoor activities if the weather is bad
  • Layer clothing, it is better than taking big, bulky clothing

Money Saving Tips For Teens

Money Saving Tips For Teens | Is it easy to teach money-saving tips? No. What about teens? Many kids do not know how to save money and we will help you! My special guest Meredith Curtis is a mom of five and the queen of frugal! | #podcast #homechoolpodcast #homeschool #savingmoney #teensavingmoney #moneysavingMoney-Saving For Families and Teens ~ Episode 404 with Felice Gerwitz and Merit Curtis 

Is it easy to teach money-saving tips? No. What about teens? Many kids do not know how to save money and we will help you! My special guest Meredith Curtis is a mom of five and the queen of frugal!

Thanks to our sponsor – Media Angels Membership and Meredith’s curriculum – Powerline Productions

Meredith wrote an economics book for teens that teach kids how to be frugal, budget, and save money. Teens are interested in money so what better time to start.

  1. First renew your mind when thinking about money. Many times the attitude in saving money can be, I just want to get something as cheaply as possible, but the Bible tells us the Workman is worthy of his wages. And so the right attitude that one more time, the money is to start with this.
  2. Everything I own belongs to God now, yes, I give him the 10%, But even that rest of that 90%, that’s the Lords. And so my question becomes, Lord, how can I manage your money? How can I get the things you want me to have in a way that honors you? Because I’m a steward and I’m accountable to the Lord for how I spend my money. And I’m accountable to the Lord for the things that I accumulate. And there are many things that we need, and I believe it’s the Lord’s desire to bless us. He said in his word, it says that he creates all things for us to richly enjoy. So I think when we think about teaching our kids money, saving tips, the first thing we need to teach them is that you, as a Christian, everything, we have belongs to God and we’re taking care of things for him.
  3. I need to decide if I really need the items, and ask the Lord what do you want, what do you want from me? What is your will for me?
  4. And would you provide that for me? And that’s a really key step because I think so many Christians forget to just ask for things.

We should work hard and save money. And it is amazing what will happen in your life. God provides through hard work. So God provides through us working hard and saving that money to buy what we need. Debt is really more of a result of the fall. And the Bible calls that foolishness. It, doesn’t say it’s sinful to go into debt, but definitely as a young team, you don’t ever need to go in debt.

You can work hard, you can save money and save money up for the things that you would really like to have. And again, if you’re living in a way where you’re, you’re a steward of the Lord’s money is it being a good steward to buy fast food, everything, or would Jesus not have you do that? You know, those are the kind of questions you tackle. I find when I remember that I’m a steward, I spend less money. And when I do things, I’m much more cautious in what I purchase.

When you’re thinking about working hard and saving money, many times, if you’re living that way, you will actually have quite a large savings. And sometimes the Lord will have you use that savings to help someone go on a mission trip or something like that. But a lot of times, if you’re really living, a life with Christ at the center, you are going to end up being able to save money rather easily, because you’re less likely to splurge on little things.

When I counsel young people some don’t listen, but many of them do. I’ll say if I were in your place and I was able to save this much money each month, I would save up. I know this is crazy, but I would save up $10,000 and I would get a really nice car that would last me for 10 or 15 or even 20 years. One of the money saving tips that I’ve learned over the years is it’s better to buy quality that will last than to hurry and buy the first thing you can afford. And it’s also better to save up over a long period of time than to just get the first thing you can, you can get.

Remember, the Lord will help you in this journey.