It’s Not About Money

A Production of the Ultimate Homeschool Podcast Network.

Welcome to It’s Not About Money: The Money Podcast for Intentional Parents

Join us, Charla and Matt McKinley, as we delve into the world of parenting with a financial twist. This podcast is your go-to resource for raising responsible and ready adults, providing insights and actionable advice on money matters and beyond.  Scroll down to listen!  👇🏻


About Us:

Charla McKinley is a retired Certified Public Accountant with 25+ years of corporate and private experience. Inspired while homeschooling her children, she created Beyond Personal Finance, an interactive curriculum aimed at showing teens the true costs of adulthood. Now retired from homeschooling, Charla’s focus is on helping teens and their parents prepare for the next season.  Charla’s husband, Matt, has come along for the ride and brings his humor, energy and unique insights.

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Ultimate Homeschool Podcast Network
Ultimate Homeschool Podcast Network

Podcast Episodes

The Waiting Game

The Waiting Game A Roadmap for Developing Waiting Skills Setting the Scene: – Acknowledging the podcast’s focus on intentional parenting and discussing today’s central topic: patience. – Introduction of Matt & Charla, their personal experiences, and their shared understanding of the struggles related to impatience. Parental Responsibility in Teaching Patience: – Sharing personal stories about […]

13 Privileges to be Earned

13 Privileges to be Earned In this episode, Matt and Charla discuss the importance of granting privileges based on a child’s maturity and responsibility rather than age or peer pressure. They emphasize the significance of tying privileges to demonstrated responsibility and provide practical examples and strategies for parents to implement this approach effectively. **The Concept […]

Our Story

Our Story Introduction: Welcome to “It’s Not About Money,” the podcast that dives deep into personal finance and education. In this episode, Charla and Matt share the inspiring story of Beyond Personal Finance and how it evolved from a homeschool project into a nationwide financial education program. Origins of Beyond Personal Finance: Charla recounts the […]

Allowance at Every Age

Allowance at Every Age Introduction: Welcome back to “It’s Not About Money,” the podcast for intentional parents. In this episode, Charla and her husband delve into the sensitive yet crucial topic of teaching kids about money through the concept of allowance. The Philosophy of Allowance: Allowance serves as a method for parents to instill financial […]

7 Things To Stop Doing

7 Things To Stop Doing For Your Kids – Episode 17 Introduction: – Welcome back to “It’s Not About Money,” the podcast for intentional parents. – Join us as we guide you through empowering your tweens and teens on their journey to adulthood. Episode Highlights: Stop Waking Your Teens Up: – Encourage independence by letting […]

Is Your Teen Ready?

Is Your Teen Ready? Introduction: Charla & Matt welcome listeners back to another episode of “It’s Not About Money – The Money Podcast for Intentional Parents,” discussing the challenges and joys of parenting teenagers and preparing them for financial independence. Opening Banter: Charla & Matt discuss their current podcasting setup and the absence of their […]

4 Things a Debit Card Can Teach

4 Things a Debit Card Can Teach Introduction: Charla & Matt warmly welcome listeners to another insightful episode of “The It’s Not About Money Podcast.” Today’s episode is special as they are joined by their daughter Kate.  A 17 year old junior who brings a unique perspective on financial independence for teens. Opening Banter: Charla […]

Table Talk

Table Talk- Questions to get your child thinking about the future Introduction: Charla and her husband, Matt, warmly welcome listeners back to “The It’s Not About Money Podcast,” a show designed for intentional parents. They share light banter about the podcast’s name and introduce their canine companion, Rudy, who occasionally snores during recordings, adding a […]

10 Books To Up Your Financial Game

Financial Reads: 10 Books To Up Your Financial Game Introduction: Welcome to another engaging episode of “It’s Not About Money,” broadcasting live from the BPF Podcast Headquarters. Join your hosts, Matt and Charla, along with our beloved studio pet guest star Rudy, as we delve into the intricacies of financial literacy and parenting. Setting the […]

INAM: 5 Money Lessons For Your Teen

The Big 5- Money Lessons Your Teen Needs Before They Leave Home Introduction: Welcome back to another enlightening episode of the “It’s Not About Money” podcast, where we dive deep into the realm of financial education. Joining us today are your hosts, Matt and Charla, as we embark on a journey to empower parents in […]

INAM: Beginners Guide to the Future

The Beginners Guide to the Future – Episode 11 Summary (Full Transcript below the links) In this episode of “It’s Not About Money,” Matt and Charla McKinley mark another first for the podcast with the appearance of their son Jack. Jack is on hand to discuss his collaboration with Charla on the new elementary-age curriculum […]

INAM: Building Blocks of Maturity

Building Blocks of Maturity Episode 10 Summary: “Building Blocks of Maturity: 5 Steps to Raising Responsible and Ready Adults” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, take a break from their usual list format and delve into the foundational building blocks of maturity.  Charla introduces […]

INAM: Empowering Teens

Empowering Teens Episode 9 Summary: “Empowering Teens: 28 Essential Life Skills to Start Now” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, unveil a comprehensive list of 28 essential life skills that every teen should know.  The skills are categorized into personal care, kitchen, outside the […]

INAM: Spring Cleaning

Episode 8 Summary: “Spring Cleaning: Teaching Teens Responsibility and Routine” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, discuss the significance of spring cleaning and the benefits of establishing a schedule for household tasks. Charla provides seven big tasks that parents can assign to their teens, […]

INAM: Beyond the Screen

Beyond the Screen Episode 7 Summary: “Beyond the Screen:  Money Movies to Spark Discussion” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, share their family tradition, “Movie Box Monday,” where they use documentaries to create common experiences and thoughtful discussions. Matt discusses the power of storytelling […]

INAM: Alone, Not Lonely

Alone Not Lonely Episode 6 Summary: “Alone, Not Lonely:  Nurturing Creativity by Embracing Boredom” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, delve into the importance of resisting the urge to constantly entertain children and allowing them to experience boredom. Charla shares personal experiences and provides […]

INAM: Peaceful Parenting

Peaceful Parenting Episode 5 Summary: “Peaceful Parenting:  10 Battles that Aren’t Worth It” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, discuss the importance of choosing battles wisely when parenting teens. Charla shares insights on 10 battles with teens that may not be worth the struggle. […]

INAM: Responsibility Roadmap

Responsibility Roadmap Episode 4 Summary: “Responsibility Roadmap:  A Guide for Every Stage of Childhood” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley explore the crucial theme of responsibility in parenting. Charla, the Artisan of Adulting, sheds light on the significance of gradually transitioning responsibilities to prepare kids for adulthood. Segments […]

INAM: Beyond the Nest

Beyond the Nest Episode 3 Summary: “Beyond the Nest:  Nurturing Self-Confidence in Kids” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, delve into the essential topic of self-confidence in children. Charla shares her insights on nurturing self-confidence through meaningful experiences. Segments Helping Someone Different from You: […]

INAM: Beyond Chores

Beyond Chores ~ Episode 2 Episode 2 Summary: “Beyond Chores:  Finding the Right Approach to Kid’s Allowance” In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley dive into the nuanced topic of allowance for intentional parenting. Charla shares their journey and the challenges faced in deciding how to approach allowance for […]

INAM: The 6 Must-Dos to Boost Teen Independence

Episode 1: The 6 Must-Dos to Boost Teen Independence In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, explore the crucial experiences that foster independence and prepare teens for the real world.  Charla shares insights from their son Jack’s journey and presents a list of 6 must-do […]

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