Start a Micro Business with No Debt. Dollars and Sense Show #16

 DollarsSenseShow16

I hate debt-especially for a teenager starting a micro business!

Dollars and Sense host, Carol Topp and guest host, 17 year old Jonah Wilson, discuss 5 dangers of using debt to start a micro business.

In the podcast, Carol and Jonah mention Starting a Micro Business, a helpful book (and ebook) that can be very helpful in launching your micro business.

Show Notes:

5 dangers of starting a micro business with debt

  1. Debt presumes on the future
  2. Debt encourages quick decisions, not careful planning6
  3. With debt, you are a slave to lender
  4. A loan can increase the risk of failure
  5. Debt can stop blessings.

Listen to the next Dollars and Sense Podcast (Episode #17) where Carol will discuss paying workers in a homeschool organization.

 

Start a Micro Business with No Money. Dollars and Sense Show #15

DollarsSenseShow15

Do you (or your teenager) want to start a micro business, but fear you don’t have the money to start?

Dollars and Sense host, Carol Topp and guest host, 17 year old Jonah Wilson, claim that you can start a micro business with no money!

How?

Listen in as Carol and Jonah share several ways to start a micro business with no money

In the podcast, Carol and Jonah mention Starting a Micro Business, a helpful book (and ebook) that can be very helpful in launching your micro business.

Show Notes:

What does it cost to start a micro business?
If a product-based business,  then inventory, packaging & shipping and advertising costs
Maybe equipment like computer, lawnmower, oven, piano, etc.
If a service-based business, then not much start-up money needed except for ads, a website, business cards, etc.

Where does the start up money come from?

  • Savings
  • Start as a hobby/volunteer/only break even
  • Investor (or small loan from parents), but not a partner
  • Sell something
  • Work a temporary job
  • Start a service business and save up to launch a larger business

Listen to the next Dollars and Sense Podcast (Episode #16) where Carol and Jonah will discuss the dangers of starting a micro business with debt.

 

Mommy Jammies Night – Shirley Solis

“Why You Were Told Being a SuperMom is a Myth and Why They Lied to You”

Join LaToya and her guest Shirley Solis as she talks about "Why You Were Told Being a SuperMom is a Myth and Why They Lied to You!" Moms are often told they are not supermom…as if being a supermom is a myth! Really???!!! You mean it’s not super to not get any sleep through the night and still get up early to feed your family breakfast, do laundry, clean the house, do school with the kids, work, make lunch, make dinner, drive the kids around, keep romance in marriage and still manage to make it out alive? Being a supermom is not a myth…YOU ARE SUPER! And Shirley is going to re-affirm who you already are…and her goal is to finally get you to believe it! Finally…someone who acknowledges who you really are and does not try to make you less than what you are worth!

Shirley Solis is on a family mission, along with her husband of 20 years and their 6 children (ages 18 to 4), to ignite the next generation of powerful families to live with purpose, passion and contribution. Her passions include family, culture and business. These are clearly reflected in her most recent works, which include Building Character with Children (an online training course for parents), her best-selling cookbook Not Just Tacos and her VIP Program for Mompreneurs. If you are ready for transparency, vulnerability and a little Latin flair, then you are gonna love this episode.

Shirley has a parenting webinar that focuses on building character in your children. It’s great stuff!  free videos with some awesome parenting tips (building new habits, teaching your children to do chores and more!)

Mommy Jammies Night – Kim Sorgius

“Parenting in a Broken World: Finding HIM Faithful”

It’s been said that your kids are only as healthy as you are. In a sense, that is true. What will you do with the unthinkable? In a world full of brokenness, heartache and trials, we must find God faithful if we are to survive. It’s what I like to call the “Joseph principle.” The choices we make in the storm will make all the difference: for us and for our children. Come and be encouraged today, as together we bask in HIS love and His promise that we will never be consumed. (Isaiah 43:2)

Kim Sorgius is a passionate homeschooler, mother of 4 sweet kids, and a life-long student. After teaching 8 years in public school, she traded her M.A. in Early Childhood Education for sippy cups and homeschool co-ops. Kim is the author of Not a Statistic: Parenting in a Broken World.These days she can be found writing at Not Consumed and The Homeschool Village, where she daily encourages women to find God faithful in the storms of life.

You can visit Kim here:

Gun Control, The Law & More

Gun Control

Gun control and so much more in this week’s episode.

Download the audio and share with a friend.

 

 

Mommy Jammies Night – Felice Gerwitz

Felice no date“Lemonade from Lemons, Mommy Style”

As Felice was praying about her topic for Mommy Jammies Night, she asked her husband and he gave her the title! This has been a topic on her heart for years — seeing many marriages fail, homes lost and inter-family struggles Felice knows that many families have problems. How we deal with these problems is what sets us apart as Christians.

Felice Gerwitz is a Christian wife and mother. She has five children, three graduated and two she is still homeschooling. Felice is an author, a publisher and the founder of the Ultimate Homeschool Radio Network and podcast host of Vintage Homeschool Moms, Ultimate Homeschool Radio & moderates the Current Issues and the Constitution.

Handout: Mommy Jammies Night-FeliceGerwitz

Visit Felice here -Website – Media Angels, Inc.

Facebook – Media Angels Publishing

Debt Crisis

CurrentIssuesConstitutionThe debt crisis — is anyone listening? This session discusses one of the most pressing problems in Professor Wilson’s opinion that is undermining the US Economy here and abroad. Other issues are discussed as well!

Please share this show – using the social media icons above with a friend!

 

 

 

Mommy Jammies Night – Crystal Paine

Crystal_Paine MommyJammiesNightMommy Jammies Night with Crystal Paine – you may know her as the “Money Saving Mom” at her wildly popular website: MoneySavingMom.com — but did you know that Crystal struggled with balance and became overwhelmed. In this session Crystal shares a simple guide line that will impact your life with these encouraging words.

Mommy Jammies Night-Handout with Crystal Paine from Crystal

Money Saving Mom

 

 

 

 

 

Mommy Jammies Night – Carlie Kercheval

Carlie

“The Challenge of Speaking Life-giving Words Over Your Family”

Carlie explains the impact of life-giving words from a Biblical perspective, with a plan for taking accountability as well as a plan for keeping our mouths in check! This is a wonderful episode and encouraging for families everywhere!

The Challenge of Speaking Life Giving Words Over Your Family

Mommy Jammies Night-CarlieKercheval&FeliceGerwitz

 Carlie Kercheval is a happily married stay-at-home homeschooling mom. She and her college sweetheart have been blessed with 3 precious children to raise while traveling the world as a military family. Carlie is the founder of So You Call Yourself a Homeschooler?™ and Managing Your Blessings. She is also the co-author of the Learning to Speak Life™ family Bible studies and co-host of the Learning to Speak Life™ Radio Show. When she is not busy enjoying her family and the great outdoors, you can typically find her cozied up somewhere under a blanket with a good book. You can connect with her on Facebook, Pinterest, and Twitter.

American Family – Values – Freedom – Faith

CurrentIssuesConstitutionWhat does the constitution have to do with it – allot! In this session Professor Wilson discusses the IRS attempt at regulating non-profit organizations such as the American Family Association in order to squelch fliers, tracks, and pamphlets with voting records and other kinds of handouts that help tax payers.

Terminology such as “writ of certiorari” and more

The articles and amendments discussed:

Article 2: Section 2

Amendment 10 was compared to Amendment 14 as it pertains to a District Judge shooting down Okalahoma’s voters ruling that marriage is between a man and a woman (Judge said it was a mater of the equal protection law).

Article 1: Section 5 – Clause 4

Please share this show – using the social media icons above with a friend!