How to Teach Teenagers and Recent Grads About Money. Episode 46

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In episode 46 of the Dollars and Sense Show, host Carol Topp continues her presentation on how to teach kids about managing money. She explains the important lessons to teach high school students and young adults.

This is part 2 of a two-part presentation. Listen to Part 1 .

This Handout lists helpful resources for teaching teenagers about managing money.

You might be interested in Carol’s 4-part podcast series in teaching kids about money:

Episode 7: Teach Preschoolers About Money

Episode 8: Teach Kids About Money

Episode 9: Teach Pre-Teens About Money

Episode 10: Teach Teenagers About Money

 

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Carol’s newest book Career Exploration for Homeschool High School Students is available in print and ebook format. Learn more.

How to Teach Kids About Managing Money (Part 1) Episode 45

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In episode 45 of the Dollars and Sense Show, host Carol Topp discusses how to teach kids about managing money when you’re not doing so great yourself. Carol explains the important lessons to teach young and elementary age children.

This Handout lists helpful resources for teaching kids about managing money.

If you enjoyed this podcast, you might be interested in Carol’s 4-part podcast series in teaching kids about money:

Episode 7: Teach Preschoolers About Money

Episode 8: Teach Kids About Money

Episode 9: Teach Pre-Teens About Money

Episode 10: Teach Teenagers About Money

 

Career Cover-100px

Carol’s newest book Career Exploration for Homeschool High School Students is available in print and ebook format. Learn more.

Business Tips for Writers Part 2. Dollars and Sense Show # 35

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Writers, authors, bloggers…whatever you write, you’re in business!

Author and CPA, Carol Topp, shares business tips in this podcast recorded at the International Business of Writing Summit in Louisville Kentucky.

In the podcast Carol discusses

  • record keeping in a business
  • helpful software
  • tax tips

Here’s a handout of the slides

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Carol’s book, Business Tips and Taxes for Writers in a helpful reference. Available here.

Listen to Part 1 of this podcast.

Business Tips for Writers Part 1. Dollars and Sense Show # 34

If you’re a writer, author or blogger you are a business owner!
This podcast by Carol Topp, CPA will help you understand the business side of writing.

This podcast was recorded at the International Business of Writing Summit in Louisville, Kentucky in 2014.

Topics covered in this podcast include:

  • Business structures, especially LLC status for your business
  • Hobby  writing
  • Start up expenses and how to deduct them
  • Using a Doing Business As (DBA) fictitious name

Here’s a handout of the slides.

Podcast host Carol Topp mentions her book, Business Tips and Taxes for Writers. Get a copy here.

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In the next episode of the Dollars and Sense podcast, Carol will finish this workshop on business tips for writers and share tips on record keeping, taxes, and software.

 

 

 

 

Debt Free Homeschooling. Dollars and Sense Show # 26

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Join host, Carol Topp, and her guest Stacy Lane who successfully became debt free (including her mortgage) when her oldest child was a freshman in high school. She met Dave Ramsey, the debt-free guru, and got to do the famous “We’re debt free! ” yell on his radio show.

Could your homeschool family ever become debt free like Stacy did?

Listen as she discusses the sacrifices and tough decisions she and her entire family made to be free of debt. Stacy is honest and admits there are not 3 easy steps to be debt free.  But she does offer advice, hope and the right attitude to have when homeschooling and struggling to be debt free.

Stacy blogs about life in its many layers at LayeredSoul.com

Listen to Carol’s other podcasts on teaching kids about managing money, Episodes #7-#10

Teach preschoolers about money
Teach kids about money
Teach pre-teens about money
Teach teenagers about money

Start a Micro Business Without Debt

 

Start a Micro Business with No Debt. Dollars and Sense Show #16

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I hate debt-especially for a teenager starting a micro business!

Dollars and Sense host, Carol Topp and guest host, 17 year old Jonah Wilson, discuss 5 dangers of using debt to start a micro business.

In the podcast, Carol and Jonah mention Starting a Micro Business, a helpful book (and ebook) that can be very helpful in launching your micro business.

Show Notes:

5 dangers of starting a micro business with debt

  1. Debt presumes on the future
  2. Debt encourages quick decisions, not careful planning6
  3. With debt, you are a slave to lender
  4. A loan can increase the risk of failure
  5. Debt can stop blessings.

Listen to the next Dollars and Sense Podcast (Episode #17) where Carol will discuss paying workers in a homeschool organization.

 

Start a Micro Business with No Money. Dollars and Sense Show #15

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Do you (or your teenager) want to start a micro business, but fear you don’t have the money to start?

Dollars and Sense host, Carol Topp and guest host, 17 year old Jonah Wilson, claim that you can start a micro business with no money!

How?

Listen in as Carol and Jonah share several ways to start a micro business with no money

In the podcast, Carol and Jonah mention Starting a Micro Business, a helpful book (and ebook) that can be very helpful in launching your micro business.

Show Notes:

What does it cost to start a micro business?
If a product-based business,  then inventory, packaging & shipping and advertising costs
Maybe equipment like computer, lawnmower, oven, piano, etc.
If a service-based business, then not much start-up money needed except for ads, a website, business cards, etc.

Where does the start up money come from?

  • Savings
  • Start as a hobby/volunteer/only break even
  • Investor (or small loan from parents), but not a partner
  • Sell something
  • Work a temporary job
  • Start a service business and save up to launch a larger business

Listen to the next Dollars and Sense Podcast (Episode #16) where Carol and Jonah will discuss the dangers of starting a micro business with debt.

 

Dollars and Sense Show

Dollars and Sense Show #14

Host Carol Topp and her guest Susan Raber discuss  More Money Myths Homeschool Moms Believe.

Airs Thursday April 10, 2014 at 1:00 pm EDT.

More Money Myths Homeschool Moms Believe. Dollars and Sense Show #14

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In this episode of the Dollars and Sense Show host Carol Topp and her guest Susan Raber of AtHomeAndSchool.com discuss more money myths that homeschool moms believe.

Listen to the show here


From Episode #13 of the Dollars and Sense Show, Carol and Susan discussed three money myths:

Myth #1: Just a Little More Money is All I Need…

Myth # 2: I Need …..

Myth # 3: It was on sale; I saved a lot of money!

On today’s show, Carol And Susan discuss two more money myths

Myth # 4: Homeschooling is Expensive:

A study of 220 families spend between $300 and $1,000 per family each year Private schools cost from $3,000-$10,000 year. That’s expensive!

Truth: Homeschooling is time consuming.

“Opportunity cost” is the cost of passing up a choice when making a decision.

Money tip: Make up a homeschool budget. Include books, field trips, classes, magazine subscriptions

 

Myth # 5: I’ll use it someday

Truth: You don’t know what the future holds

Ask yourself:

  1. Am I going to use it now or in the near future? Beware of buying things with the reasoning, ‘I’m not sure when I’ll use it, but I’ll use it someday.’ Tell yourself, “If it’s that good, it will be there when I need it. If not, something better will replace it”
  2. Where is it going to go? Make sure you have a clearly designated space otherwise it increases your clutter.

 

We hope you’ve enjoyed these Five Money Myths and remember them as we enter the homeschool convention shopping season!

Dollars and Sense Show

Topic: Money myths that homeschool moms believe

Dollars and Sense host Carol Topp and guest Suan Raber discuss myths about money that homeschool moms fall for.

Airing March 27, 2014.