Have you been enjoying the character planners each month? We personally use these during our morning time. The activities are fun and engaging and we enjoy doing them as a family. This month’s character theme is the character trait of thriftiness. This planner will be a huge help in teaching your children the character trait of thriftiness!

If you spend any time with homeschoolers on a regular basis, you will see that we are a pretty thrifty group. Many homeschoolers operate on a single family income so they have to be thrifty in order to maintain their lifestyle. Thriftiness can come naturally to some people, and it can be harder for others. If you have multiple children you will probably see this in each of their different personalities. Thriftiness is something that does need to be taught and is really an amazing life skill for our children to learn to emulate.

Teaching Thriftiness in Children:

We have grandparents that gift money to our children for birthdays and holidays. Or our children may earn money from odd jobs. I have one child who wants to go shopping and spend that money the day after she receives it. It literally burns a hole in her pocket and drives her crazy not being spent! Another child will save some for spending, and some for savings. Another child will save 100% of it for something expensive and special and will sit on that money for a long time. Much to the dismay of her spending sister.

My oldest child is now an adult and is very frugal with his money. He doesn’t mind spending money, but he always makes sure that he finds a good deal, or a coupon first. He always looks for gift card deals or cashback before making a purchase. His friends sometimes tease him for being “cheap”, but I am so proud of him. He definitely grew up helping me cut coupons and watched me search for the best deal before I purchased anything. It’s neat to see them grow up and “adult” with the life skills that we have trained them in our homes.

Teaching Thriftiness and budgeting vs. saving and spending is a great life skill to work on with your teens. This planner would be great to use as a one on one study with your teenagers and incorporate it into home-ec and a life skills elective credit too.

What’s in this month’s planner?

The Character Counts planner this month will help you to plan out a 4-week study on the character trait of thriftiness. It will help teach your children how to budget, and how to save money. As always, it comes with lots of practical applications. The planning is already done for you, which makes it completely open and go. There is also room for personalization to customize it for your children as well. Our character planners are not dated so that you can use them at any time.  We like to keep them all together in a character training binder. They would be great to pull out when you are dealing with a certain issue that needs to be focused on.

Check out what’s inside:

• Character Quality Family Checklist Worksheet
• 4 Week Study Guide on Thriftiness
• Analyze and Evaluation Sheets
• Character Study Worksheets for Kids
• Character Trait Planning Worksheets
• Journaling Pages on Happiness and Money
• Activity Sheets on being thrifty and your gifts
• Spending vs. Saving and Budgeting Worksheets
• Thriftiness Blueprint
• Family Goals and Savings for Vacations
• Family Activities and role-playing ideas that demonstrate Thriftiness
• Certificate of Completion

The directions on how to download your free Character Counts Planner are sent in each weekly ezine. The planner access information is always located at the bottom of each email. If you are not signed up, you can sign up HERE.