🎧 Press play to listen — or scroll down to read the show notes.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Spotify | Android | iHeartRadio | Podcast Index | Email | RSS | More
Episode 1: The 6 Must-Dos to Boost Teen Independence
In this episode of “It’s Not About Money,” hosts Matt and Charla McKinley, the Artisan of Adulting, explore the crucial experiences that foster independence and prepare teens for the real world. Charla shares insights from their son Jack’s journey and presents a list of 6 must-do things for teens.
Segments
Independence: Managing Money-
Charla emphasizes the importance of teens learning to manage money early, covering the value of wants, gratitude, and discernment. Matt’s college story adds a personal touch.
Independence: Getting a Job-
We discuss the necessity of teens working outside the family to gain valuable life skills, using our son’s experience at Chick-fil-A as an example.
Listen to the Full Episode: The 6 Must-Dos to Boost Teen Independence-
Link to the Full Episode
Access the List of 6 Things Your Teen Must Do:
https://classes.beyondpersonalfinance.com/aoa-6-must-dos
For more, go to our podcast website:
https://itsnotaboutmoneypodcast.com
To subscribe to our weekly content email:
https://classes.beyondpersonalfinance.com/inam-subscribe
Thanks for tuning in! For more parenting insights and to stay connected, visit the Ultimate Homeschool Podcast Network.
Listen to More It’s Not About Money Podcast Episodes that Foster Teen Independence
Connect With Us:
- Visit our website: www.beyondpersonalfinance.com
- Sign up for weekly emails: Beyond Personal Finance Email
- Follow us on Facebook: Beyond Personal Finance
- Instagram: @beyondpersonalfinance
- LinkedIn: Charla McKinley





The story at minute ~8 strikes me as very bad parenting. Who gives a kid a whole *year* worth of money at once, when they’ve never had to budget before, and then doesn’t even tell them that’s what’s happening? There’s a reason that even employers don’t give an annual salary all at once.
Hey Anna, that was a sample story, however what works for one family may not work for another, Charla has a unique way of parenting that is successful for her family.
Hey Anna! Charla here. The story my husband told about a friend he had in high school whose parents gave her all the money up front was not our recommendation of a parenting approach. Rather, it was a story to demonstrate the need for money skills. Many of us had “bad parents” who did not teach us money skills. That is why I have a course designed to help these parents with the tools they need to teach something that might be unfamiliar to them. It is probably best not to condemn their parenting, though.
Definitely agree with your approach. Teaching them young about money, is necessary and you can’t expect kids to know something you haven’t taught. I also like that you give them the freedom to make their own choices so they can learn through real life lessons.
My girls are just turned 18 and 16 and both have jobs and budget monthly. They even help their friends set up a budget!
Thanks! The confidence they get from responsibility is priceless. Well done, Mom! ❤️